Girvi register (Excel)
A full girvi register with customer, items, weight, loan, rate and release date. Months (15-day slab) and interest till today are calculated for you.
The software works out interest from the bill's own scheme — monthly, daily, 15-day slab, minimum months or compound — the moment the customer comes.
Each girvi bill keeps its own scheme and rate — changing a scheme later only affects new bills.
Open the bill: interest from the girvi date to today is already worked out (both days counted).
Part months follow the scheme: full month, only completed months, day-wise or the 15-day slab; the minimum period (e.g. 1 month compulsory) is applied.
If the scheme compounds, unpaid interest is added to the principal after N months; paid interest is never compounded.
Receive interest, a part payment or give a top-up — store-wide rules decide when the principal changes.
Release, renew or close the bill and print the receipt; reminders go out for expired bills and unpaid interest.
A full girvi register with customer, items, weight, loan, rate and release date. Months (15-day slab) and interest till today are calculated for you.
Interest from date to date — 15-day slab, full month or day-wise — plus a ready interest chart from ₹1,000 to ₹5,00,000 for 1–12 months.
A clean girvi receipt to print: customer, ID, items with weight and purity, loan, rate, scheme, terms and signatures.
The exact columns the software imports (name, S/O, mobile, Aadhaar, address …). Fill it once and import all customers in one go.
Add or remove GST on any amount — gold & silver jewellery 3%, making charges 5% and other rates.
Interest on a girvi from date to date — monthly or daily, 15-day slab, minimum months and compound interest.
Loan amount from weight, purity, today's rate and LTV — for gold and silver.
Secure & simple girvi management for jewellers and pawn brokers — interest automation, pledge/locker control, GST receipts & audit-ready reports.